Ski in the New Year at These Top Resorts

Ski in the New Year at These Top Resorts

New Year’s Eve is supposed to be the biggest party of the year, but too often it is a let-down and no different to your average night out. This year, why not see out 2017 with a bang by jetting off for an exhilarating ski break? Ski resorts are superb places to see in the New Year as you can shred the slopes and then party till the early hours in the fresh snow under an endless blanket of stars. This certainly beats paying to go to the local pub back home!
There are plenty of great resorts around Europe that have wild New Year’s Eve parties and excellent skiing, but here are a few of the best:

 

Meribel

Meribel is always a cracking place for New Year and a favourite with Brits. The parties kick off with a cool torch-lit descent to the Chaudanne area where there is an enormous fireworks display. You are spoilt for choice for epic parties after this, and a lively atmos-phere sweeps across the entire resort. Le Rond Point is a popular spot if you want to see in 2018 by dancing until the early hours, whilst Le Poste de Secours is the place to be for cocktails. Jacks and Dicks Tea Bar are also worth checking out.

In terms of skiing, Meribel has lots of great runs and easy access to the 600km slopes across Le Trois Valleys – perfect!

Tignes

The NYE parties at Tignes are legendary and the best choice for raucous party animals. They host the biggest free outdoor party in all of Europe, as the resort is transformed into a mammoth open-air music festival that goes on well into January 1st. Thumping tunes, fireworks and fire displays in the snow under the stars is the perfect way to end the year! Tignes always pulls huge names too, such as David Guetta and Joachim Garraud.

What better way to cure your hangover than hitting the slopes? Tignes has excellent conditions, 150 km of local slopes and access to Val d’Isère if you wish.

Val d’Isère

Val d’Isère is, in my humble opinion, the prettiest town in the Alps and a great setting for a special New Year’s Eve. It is home to many excellent bars, pubs and clubs, so you should easily be able to find something that suits your taste for the big night. Places like the Doudoune Club pull big names and even rival some UK clubs! Additionally, the town centre is an amazing place to be when the clock strikes 12 as everyone comes together for a grand countdown and champagne showers.

As most of the slopes being above 2500m, there will be terrific skiing on offer here too.

Mayrhofen

Mayrhofen in Tyrol, Austria is another popular destination for NYE thanks to the variety of options on offer. It is home to lots of cool establishments, most notably the Ice Bar and Gasthof Bruecke which both have wild NYE parties with live music and dancing on tables deep into the new year. Another reason that I recommend Mayrhofen is the New Year’s Eve train, which is a party train from Jenbach to Mayrhofen which stops off for live music and drinks at each stop! There is also a horse-drawn carriage procession to the snowy racecourse on New Year’s Day (if you’re not too hungover!).

Mayrhofen also has 159 km of piste and features Austria’s steepest run – Harakiri.

Any of these resorts would be a superb choice for an unforgettable New Year filled with snow, skiing, partying and joy. Shuttle Direct can get you, your troops and all your ski gear to any of these resorts with ease, so you can sit back and start planning how to bring in 2018!

Understanding Aviation Maintenance Repair and Overhaul

Understanding Aviation Maintenance Repair and Overhaul

The aviation industry is growing at a substantial rate, which certainly is good news for stakeholders, from passengers and airport sponsors to institutional investors and aviation service providers. Of course, the industry runs on services in many different segments, and one of the major services provided is MRO, or Maintenance, Repair, and Overhaul. In this post, we will describe the kind of work that these service providers offer with regards to aviation maintenance, repair and overhaul management, and why this sector matters for operational success. The need for MRO services Regardless of the location, facilities and other services offered at an airport, the aviation industry depends on one major aspect – operational aircraft. Aviation maintenance, repair and overhaul management is all about aircraft servicing and management. Commercial airlines and private operators prefer to delegate maintenance tasks to specialized companies offering aviation maintenance. These companies have the necessary operational expertise and experience and also have a great depth of capabilities through their training, tooling and authorizations. These services are critical as projecting and managing maintenance schedules will determine whether aircraft will be operational and available to meet their mission requirements. With today’s increasing demand, MRO service providers are pertinent, necessary, and extremely relevant to keep aircraft and their passengers moving on schedule. What do MRO management services offer? As MRO service providers grow, the need for professional management increases as well. In most cases, maintenance and repair work is dependent upon a number of different requirements and regulations, and the nature of contracts with end users varies considerably. Owners and operators are focused on cost control, quality, and minimizing the downtime of their assets. They also seek to source more services from single source providers, e.g. MOR companies with a breadth of capabilities and authorizations which allows for more services to be provided during a single maintenance event. Demand for aviation MRO services is driven by mandatory maintenance, which occur on fixed flight hour, time-based or activity based intervals. The combination of an aging fleet coupled with increasing utilization underpins the increasing demand forecast for the next 5-10 years. The need for aviation maintenance, repair and overhaul management will continue to increase, and as aircraft utilization continues to grow the need for such services will become more prominent in years to come. Consequently, it is important to choose a company that has the necessary experience and expertise for your particular maintenance requirements to meet your mission profile and keep your aircraft and passengers moving.

Latest Trend Of Omega Watches In India

Latest Trend Of Omega Watches In India

 

To celebrate the success of the World’s First Master Chronometer, Omega organized an exciting program with the presence of its ambassador Abhishek Bachchan, who himself put a Globemaster. It seemed that he was elated with the piece and stated that Globemaster manifests that it is the backbone of the brand in a real sense.
Omega, one of the celebrated luxury watch making brands in the world has focused the Indian watch market for its growing possibilities. With its rich heritage, the brand has been entertaining the demands of watch lovers since centuries. They are among the brands that give importance to the merit of their timepieces.

Latest Trend Of Omega Watches In India

Observing the growth of Indian market, Omega has changed its strategy to grab the opportunity to attract the people of the nation. Unlike earlier times, they are launching their new arrivals through Indian celebrities who are associated with the brand. This approach to grab the nation’s watch market has clicked since some years. But, they are not going to stop.

The brand is inaugurating new outlets through India to cater the demands of the buyers. Either they are opening their own stores, or tying-up with other retail brands to sell the newest launched timepieces. By doing this, they are making their watches visible among the elite class buyers that love their watches due to precision.

Several outlets of Omega are spread across cities like Mumbai, New Delhi, Kolkata, Pune, Chennai and also at other cities. Soon after launching new products, they are making them available to the country’s people through the boutiques. Indian watch lovers are crazy with it and do not wants to miss this opportunity. An Omega watch is a lifetime gift for anyone. Latest Trend Of Omega Watches In India

Lots of interest are building up among the Indian watch buyers due to the easy accessibility of Omega watches . So, they are delighted about it and also hopeful that the trend will continue further. The reason behind such a craze of the people is natural. They are now tasting the sweetness of the brand’s top-notch timepieces that are and has been partners of different significant events like participating in Olympic games since the 30’s as its official timekeeper. Moreover, their Speedmaster is labelled as “the first watch on Moon”. This adoring family has crossed its half century. To mark this historical leap, the brand has been promoting the watches throughout the world, and India is not an exception to it.

Every now and then, Omega has been taking new policies to make their watches more popular across India. They have opened their door for the Indian wearers by facilitating them with exciting options. Now, it is the turn of the customers to tell whether they are happy with it or not.

About The Prime Watches:

The Prime luxury watch boutique is the authorized luxury watch retailer with its showroom on PAN India basis. It showcases exclusive collections of luxury watches like Longines, Omega, Rado, Tissot, Tagheuer, Balmain, Frederique Constant, Swatch and other fashion brands. To provide an extensive support it gives after sales service under brand authorized experts. It has special assistance like EMI facility, home delivery, online service and regular complementary calls on collection updates.a

How to Use Facebook Ads for Real Estate

How to Use Facebook Ads for Real Estate

Real estate agents have many advantages over Facebook advertising. Their targeting capabilities are much more precise than other social media platforms.

Facebook Ads can not only find your audience through behavioral and demographic targeting, but also low cost.

However, many agents are still not included in this trend. So, those who want to take risks will gain a competitive advantage over other realtors.

But, like all marketing plans, you must have a strategy. Here’s how you should use Facebook ads for real estate.

“Possibility to Move”
Supported by behavioral data, Facebook now has the category of “Possible Move” people.

This data comes from online and offline research. This is also generated through platform-related partners.

People who have visited a real estate site recently will appear in this category. Those who have posted about the first home purchase will be included as well.

From there, you can even segment your audience even further. You can narrow it down by age, household income, and geography.

Facebook strategically adds an account that matches the “Possible to Move” category. This means you are not wasting dollars on advertising for people who have not been interested in moving. How to Use Facebook Ads for Real Estate

Let’s say you’re in the West with a farm for sale and want to contact interested buyers. You can specifically target those who have searched for farms in the area.

Do not Just Use Facebook Ads for Real Estate Buyers
Direct your ads to mortgage brokers as well.

Why? How to Use Facebook Ads for Real Estate

Because targeting a mortgage broker means you increase your referral chances.

Facebook also allows you to narrow down the target with a job title. Simply enter the ‘mortgage broker’ into the ad search engine, and voila! You will reach new audiences.

You do not want to spend a lot of money on people who are not interested in buying or selling. But reaching a certain audience can really improve your reputation.

You may also consider advertising with those who have the following job titles: processor advisers, closer, and refinance.

Coordinate with Traditional Efforts
Since you are targeting a certain area, you should implement traditional strategies in these places as well.

Of course, many who go through the mail directly thrown into the trash. But, traditional marketing can be much more effective when combined with digital business.

There is no doubt that consumers need a lot of opinions before making a purchase. That means they need to create some kind of impressions with your company.

So, if you spend money on Facebook advertising, you also have to coordinate around your standard tactics. Send your postcards and other direct mail ads to tenants in the same area code.

It is ideal to start your Facebook business right before you submit your direct mail. Then keep those ads running for a while later to maximize your exposure.

Snowy Shenanigans in Courchevel: Guide of Resort

Snowy Shenanigans in Courchevel: Guide of Resort

600 km from the skiable domain at Three Valleys makes it a world-class and unique ski destination. With pistes for skiers of all abilities, fantastic snow conditions, well-connected ski areas and assorted slopes, Three Valleys has something for everyone. And if there is one resort that exemplifies all these qualities, it is Courchevel. Famous for having the most diverse skis in Three Valleys, some of the best snow and fantastic and catered self-service ski lodges, Courchevel is the perfect resort for activities both on and off the runway. Snowy Shenanigans in Courchevel: Guide of Resort
Courchevel 1300

Also known as Le Praz, this village is the lowest in altitude in Courchevel. It is also the oldest – with its many rural buildings dating from the nineteenth century. Traditional, quiet and friendly, it offers beautiful views of the trees when the snow is nice. But you have to spend some time in good conditions – when the warm weather comes, you run the risk of snow and slopes that rarely scatter with rocks. On the other hand, this village is perfect for those who want a peaceful traditional break in true mountain communities. Staying in 1300 can also be a cheaper way to access a higher resort.

Courchevel 1550

This is the satellite village for Courchevel 1850, which is above it. The two elevators provide easy access to the higher city, but do not worry stuck – the way back is a gentle blues. For a serious nightlife, you have to travel to the valley until 1850, because this is a quiet place. However, for those looking for access to all that 1850 has to offer at a much better price, the 1550 is the ideal choice.

Courchevel 1650

Arguably the best choice of all the villages in this resort, 1650 is popular because of its fantastic skiing, relatively reasonable prices and a wide array of après activities. Divided by a path that leads up the mountain, this village offers apartment blocks on one side and self-catering and catered ski huts on the other. Just above the village, there is a slope stretch that is easy for beginners to find their feet. For the more experienced skiers, there are many challenges in the winding red and blue that lead out of the Signal chair.

Courchevel 1850

Famous for its opulence and luxury, the 1850’s are where the rich and famous in the world come to ski. To make it happen, this small part of the resort offers nine 5 star hotels … What’s more, the promise of skiing does not disappoint. At the highest altitude, the 1850 offers the best access to all the other villages, as well as the neighboring valley of Méribel. There is a wide zone just above the village specially reserved for beginners, while climbing the mountain you will find some serious red and black trails. Only the most experienced skiers should try the black running Grand Couloir – labeled ‘vertical’ on the runway map for a reason …

Make Your Choice

Whichever village you choose, all have the added benefit of offering fantastic accommodation options, such as self-catered and catered ski cottages. With your accommodation sorted and all snow but guaranteed a good deal, the scenery is set for a perfect winter break.

Belinda Smythson works for Ski Amis, a specialist ski travel agency and booking service that has helped avid skiers in their perfect winter break for more than a quarter of a century. If you are looking for the best catering accommodation in Three Valleys, Paradiski, Espace Killy or Chamonix Valley, Ski Amis is a go-to company for winter sports enthusiasts looking for a lifelong holiday. Snowy Shenanigans in Courchevel: Guide of Resort

Jamaica Private Tours

Jamaica Private Tours

Jamaica is an island that offers something special for everyone. The northern coast of Jamaica is loaded with excursions, that are suited for every type of visitors to enjoy. Regardless of the nature of your vacation, whether you arrived on a cruise or by air. Or, if you will be a guest for a few hours or for several days; Your accommodation could be at one of the many all-inclusive resorts on the island, at a villa in the hills or by the sea; there is undoubtedly something for you.
Jamaica is an intriguing island with a rich history that has given birth to Reggae Music and gifted a delicious array of culinary selections to include the famed, Jerk Chicken, Sumptuous Beef Patties, warm and friendly people with infectious smiles. It is the land of beautiful beaches, rolling mountains and majestic waterfalls. It is also known for its great coffee, Blue Mountain, rum and fast runners. Whatever adventure you are looking for you can find it in Jamaica.

 

Like other tourist destinations you may hear of, or may have visited, transportation is an important part of the vacation experience. There are usually several options available for travel when in Jamaica. On one hand, there are big tour coach buses in Jamaica that offer tours to many of the popular attractions. These tours are normally good, but can loose the great-effect, especially because there are too many personalities to be managed. They usually lack flexibility and so it somewhat more ridged. On these group tours, there is normally a schedule, but the tour can sometimes go at a slower pace than is expected, and so can be a bit infuriating and inconvenient for as some persons.

It is always great to have choices, so, on the other side of the coin, there is the private tours catering to your unique and specialized needs. For most guests, this is certainly a better experience because you get to enjoy the company of your group members in a more intimate space; you all get to control the outcome of your adventure. Customized private tours Jamaica permit guests to touch, feel and see the culture of the island in a way that is not available when you travel on group tours. Tours are enhanced when there is a private driver who will more or less become a friend for the day. The treats are better because the focus is totally on your party regardless of the size.

Each traveler has different interests and has peculiar ways of having fun. Being from different walks of life, and having different perspectives on life, your tours should be able to accommodate and reflect that too. Considering this, a small tweak on a private tour could make all the difference- this is what a private tour offers and much, much more.

Comprehensive Travel Insurance and Fraudulent Claims

Comprehensive Travel Insurance and Fraudulent Claims

The world and its people keep moving. Greater access to transportation options has opened up the idea and reality of travel for many people. As our travel habits grow and flourish, be an element of good and bad experience.
After quite rarely bother issuing comprehensive travel insurance for your trip, nowadays it is a standard part of booking practice. Since this has become a more general cost for travelers, the industry must become more vigilant against false claims that, in the end, raise interest rates for all of us. Some fraudsters are pretty clever with their false claims – some are not.

 

Growing Industry

Since comprehensive travel insurance has become a necessity more than luxury for travelers, the industry must respond with greater coverage in anticipation of incidents. So much can be wrong when people leave the comfort of their own home and try to find out something unusual. The purpose of travel insurance is to eliminate these fears and not let ‘what if’ stop people from exploring the world. However, overseas environments can increase the likelihood of occurrences of strange events, and some people choose to capitalize on this possibility. Comprehensive Travel Insurance and Fraudulent Claims

The strange and beautiful

Even some legitimate claims made against traveler’s comprehensive travel insurance can sound really made! One claim, recently filed, is for medical expenses incurred after a head injury caused by a coconut. Another claim came from an unsatisfied skier whose holiday was devastated by the snow at the destination – amazingly, the insurance was paid!

Other claims come from unfavorable encounters with wild animals, miscalculation of fitness levels, or impulsive decisions that lead to poor old judgment. The travel insurance industry must stay afloat as claims become increasingly unreasonable and also keep an open mind, since very few are actually beyond the realm of possibility.

With rising claims (both original and fraudulent), travel insurance companies must be literal investigators, sometimes traveling to the home country of the claim, and / or having to collect witness statements to support the claim. Comprehensive travel insurance strives very hard to honor the ‘comprehensive’ element of the services they offer.

Not so smart Comprehensive Travel Insurance and Fraudulent Claims

People who make fake travel insurance claims seem to underestimate the amount of evidence needed to support their claims. Previous travel insurance claims can only be made, filed and believed through a conversation or written statement to your insurance agent.

The common claims are for coverage of lost or stolen items. Travelers these days are bringing more expensive electronic equipment, such as digital cameras, phones or laptops while on vacation with them, as well as other valuables, such as jewelry. Fortunately, our digital age is on the side of an insurance investigator who will ask for proof or purchase, proof of ownership of the photo, and perhaps even witness the event where the item is missing.

For example, after claiming that a very expensive ring was lost while on vacation, a plaintiff was asked to make photographic evidence of the ownership of this ring. Once the photo is submitted, it does not take much investigation talent to see the time / date stamp on the photo, which only proves that the plaintiff still has the ring he has after filing his suit. Try good

Internet is secure

It is understandable that travelers may not want to spend extra money on insurance that they may never use. However, the peace of mind that comprehensive travel insurance pays is just priceless. Those who try to ‘work the system’ rarely achieve their goals and will only raise interest rates for all of us. Fake insurance claims are still a crime, and crimes never pay (literally).

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in annual, family, single travel and all other types of comprehensive travel insurance. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Guide to Three Valleys: Our Favorite Ski Resort

Guide to Three Valleys: Our Favorite Ski Resort

Three Valleys is one of the best ski destinations in the world. Properly named, the region includes three valleys on the Tarentaise, which hosts eight individual resorts. With over 200 lifts and about 600km pistes to explore, Three Valleys is popular among visitors from around the world. Whether you are a novice skier or a sensation seeker, this resort has something for you. But with so many amazing resorts to choose from, how do you make a decision about where to spend your winter break?
Méribel

Méribel resort is divided into two parts. The beautiful and traditional village of Méribel is one of the more attractive French resorts, with many self-catering and catered ski huts to choose from. Higher above the valley, Méribel-Mottaret offers more ski-in skiing comforts to its inhabitants, but with aesthetic cost. Wherever you live, however, Méribel really offers something for everyone. The resort has a large selection of green, blue and red lines, with fantastic access to the rest of Three Valleys. Guide to Three Valleys: Our Favorite Ski Resort

La Tania

La Tania has a good reputation as a family resort that offers good value for money. The self-service and catered ski lodge at the base of the slope is perfect for those who do not want to carry heavy exercise equipment. Above the village, the trees provide a wonderful atmosphere for beginners to face easy green runs. Views of après in La Tania are limited, but Pub Le Ski Lodge regularly hosts live bands and offers happy hour daily.

St. Martin de Belleville

This small village exudes a relaxed and pleasant alpine atmosphere. Sitting in the sun loungers down the valley from Les Menuires, St. Martin de Belleville is a traditional mountain resort with bar, restaurant and self-service ski lodge and catered at the bottom of the central runway. Chairlifts provide quick and easy access to Les Menuires and over the ridge to Méribel, so this resort is perfect for middle skiers. If you like partying, you may want to go elsewhere, because après landscape does not exist in this lonely village.

Val Thorens

At 2300m altitude, Val Thorens provides snow-peak conditions throughout the year. Beginners can access free nursery slopes from the village center, with experienced skiers who benefit from a variety of different slopes. The only downside of the resort at this altitude is that there is little shelter in if the weather is badly set. Pistes Val Thorens sits atop a tree line, and a true ski purifier will not fail to appreciate the incredible path it has to offer.

Les Menuires

Unlike the rest of the Three Valleys, visitors to Les Menuires are predominantly French, so staying here will ensure a more authentic French experience. Architecturally it is not the most attractive resort, with concrete apartment blocks dominating the horizon in the village. But the 160 km pistes test will help medium and advanced skiers, who also benefit from easy access to Méribel with the Three Valleys lift lanes. Beginners are not forgotten – there are special nurseries that run to help them hone their skills in peace. Unless the snow is nice, however, they may struggle to find enough blues that are easy to continue.

Wherever You Choose …

Whichever resort you choose in Three Valleys, it is important to choose the type of accommodation that best suits you. Three Valleys has a fantastic selection of self-catering and catered ski lodges, so you can choose the best option to suit your budget and needs. Whatever you choose, a trip to Three Valleys skiing must be a vacation of a lifetime.

Belinda Smythson works for Ski Amis, a specialist ski travel agency and booking service that has helped avid skiers in their perfect winter break for more than a quarter of a century. If you are looking for the best catering accommodation in Three Valleys, Paradiski, Espace Killy or Chamonix Valley, Ski Amis is a go-to company for winter sports enthusiasts looking for a lifelong holiday. Guide to Three Valleys: Our Favorite Ski Resort

AloeTerra has just released one of the most effective and Safe Organic

AloeTerra has just released one of the most effective and Safe Organic
Their number one priority is Customer Satisfaction so you get a 90 Day Money Back Guarantee.
AloeTerra’s new supplement has unique features and top-quality materials.

 

Best Quality Certificates like: Organic, 100% Natural, Diary-Free, Soy & Adhesive – Free and Vegan. AloeTerra has just released one of the most effective and Safe Organic

Because their Alpha GPC supplements are made from plants and plants, it has been prescribed by doctors and researchers to help people with Dementia or Alzheimer’s. This product won the trust of people because this product is more than just product.

Alpha GPC is a natural compound found in every cell of our organism that stimulates neurotransmitters in the brain. It prevents brain aging and improves mental performance, and above benefits, neuroplasticity and cellular recovery capabilities and neuronal connections.

The GPC Alpha Organic Spice Supplements are made mostly for people who want to improve their cognitive function using supplements and knowledge, but also help the environment.

It is sold on Amazon on this page.

You can order it here: http://aloeterranourishments.us/go/alpha-gpc-choline/

This product underwent a scientific study conducted on 1000 volunteers before releasing it to the public. Individuals have been sorted by 2 different groups based on health conditions. One group was in normal health and volunteers from the second group experienced mental decline, memory impairment and brain fog. AloeTerra has just released one of the most effective and Safe Organic

The research has shown the following results of GPC Alpha usage.

The first group, with normal healthy subjects, took 2 GPC Alpha capsules per day and did not use the Brain Enhancement Program. After one week they feel an increase in mental performance and they can work for 1-2 more hours each day, others study for longer periods of time. Mental effort begins to become easier since they begin supplementation. Daily choline intake helps people develop a higher level of attention, sharpness and concentration.

Second-person groups, people with brain disorders, memory impairment, and cognitive dissonance, began using 2 GPC Alpha capsules per day, one after breakfast and one after launch. After a week of reading and learning games in an elderly event. This activity has mental processing problems and has a memory disorder. This neuroprotective supplement is perfect for people who have developed neuronal connections.

They are all very satisfied with the potential of the product and experience its effectiveness in different ways.

People who have used GPC Alpha capsules without reading and using tips and tricks, are able to improve their mental functioning and feel the intensity of the product without any effort.

People who also use the Brain Enhancement Program along with 2 capsules per day and GPC’s Alpha GPC alpha.

The people who follow this program have been able to do many tasks in a day that they can do before. They all said it was very satisfied with the product.

Due to their new GPC Alpha supplement on Amazon, AloeTerra Nourishments provides high discounts now. You also get Brain Improvement Program and Supplement Effectiveness Instruction with every order. AloeTerra has just released one of the most effective and Safe Organic

Plus, they Plant Trees for every bottle sold this supplement, which is fantastic!

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.