The nights are longer and light is disappearing

The nights are longer and light is disappearing  Coming home from work and its already getting dark. Halloween is just around the corner. It’s the time the spooks come out to play and the party’s for the festive season start. Are you thinking of hosting a Halloween party and have you already through of your home décor. You can easily buy different types of Halloween décor, you can get funky looking wallpaper. You can get really cool lanterns. Or another different yet affective ways to decorate your home for Halloween would be by the method of canvas prints.

Photos and photo printing for Halloween Is such a great and effective way to decorate your home. Just think of all the different types of ideas you could use for a canvas print. You could go really spooky and get ghosts and haunted mansions printed. Or you could go the other direction and have a fairytale theme printed as canvas. Either way they look great and can add such powerful character to your walls.

The nights are longer and light is disappearing

One other great to way utilise canvas printing for your Halloween wall decor is you could take a photo of your family or friends whilst dressed up as certain Halloween characters and then have those transferred onto canvas photo prints for a festive special effect. You could also have your photos turned into a black and white or sepia effect if you wanted to give of a tone where it looks like your photos were taken 100s of years ago. Now that would be impressive. Especially if you are dressing up as count Dracula.

The great thing about having photos printed as canvas prints on your walls is that you can choose any sort of image you like. You can have pictures of your pets, your favourite holiday location, and family, anything you like. Which is why having your pictures transferred into Halloween décor gives you the opportunity to be different and spontaneous. There is many ways to wow people and im sure if you did have this type of picture printed for you Halloween decorations then everyone that sees them would comment on them and tell you how such a great idea it is and how different it is to.

If you want to get really creative then you could make yourself 3d effect photo canvas print. The steps would be to have your chosen image printed to canvas and then once delivered you could purchase some glue and some craft paper and then off you go. You can use sponges or glitter. You can get really creative with that idea and go wild with making it looks great.

Home and living mixed with Halloween can be such an exciting topic. It really is up to your imagination limits to how far you go and how stuck in you get when it comes to making your home look really spooky and cool. Ofcourse Pumpkins are always a no brainier when it comes to Halloween décor. Especially if you have children and it’s a whole load of fun and it also keep the occupied to which is great for both parent and child. Hanging buntin around your home is also another great way to cover wall space and get the rich orange and black colours going through you home. Having your Halloween theme throughout your home such a fun a great way to celebrate this time of year. Especially now that autumn is here and the leaves are falling it is a warming way to bring your home to life by celebrating the together and conversing about how great your home looks and how amazing your canvas prints come together with your Halloween wall décor  The nights are longer and light is disappearing

A minimal architectural intervention in a garden

A minimal architectural intervention in a garden  by Fran Silvestre Arquitectos materializes as a 70 sq. m. guest pavilion, an extension to a residential project by the studio in Valencia, Spain.

The pavilion, set amidst a centenary olive tree, a deciduous liquidambar sieving sunlight depending on the seasons and a pomegranate tree all standing tall, seamlessly links with the garden. Located approaching one of the limits of the land, perpendicular to the pool, the built piece has minimal impact on the garden, offering unrestricted views to the main house, save a slim opaque façade, almost an art piece in the garden.

A minimal architectural intervention in a garden

The ground floor of the structure is set slightly below ground, making the single-storeyed structure appear exactly in line with the garden, while giving it a sculptural quality. Stark white facades composed of thin, clean lines and frames preserve its contemporary and geometric feel. A passageway between the compound wall and the pavilion becomes a natural oasis amid the landscaped setting offering visitors an informal courtyard space, a link between the active pool area and solitude within the pavilion.

The bedroom and living space along with a kitchen, and bathrooms serving the pavilion and the pool offer comfortable spaces to experience living in a garden. The spaces can open up more discreetly towards the courtyard or completely open up to the domesticated nature of a consolidated garden by means of a darkening system to control its operation. The piece allows for privacy, as well as an easy transition between the interior and exterior through sliding glass doors; the stark contemporary and minimal interiors in white and grey decorated with natural views.  A minimal architectural intervention in a garden

What’s New in Les Gets-Morzine: 2017-2018

What’s New in Les Gets-Morzine: 2017-2018

Like all ski resorts, Les Gets and Morzine have been getting into gear in anticipation of the upcoming season. From upgraded ski facilities to new luxury properties, we have plenty of exciting news that will get you looking up flights to Geneva and unpacking your skis.
Luxury Properties Open Their Doors

 

The luxury chalet companies operating in Morzine haven’t been idle this year. AliKats Mountain Holidays have prepared three eye-catching properties for the season, including ‘The View’. Guests here can enjoy the ‘Indulgence Package’ – after a day on the slopes a six-course menu with wines to match will be served, along with pre-dinner cocktails and aperitifs. The bottle of Bollinger on arrival is a lovely touch as well.

Hotel La Bergerie has also been making some changes. As well as providing room service for the first time, newcomers and loyal guests alike can luxuriate in a new outdoor sauna and Turkish bath. Should you prefer a more energetic warm-down, the new fitness room, equipped with 5 cardio machines, is ready and waiting.

Finally More Mountain are unveiling a brand-new catered chalet ahead of the upcoming season. Right in the heart of Morzine, the property offers a homely feel without compromising on style: Florence Knoll sofas adorn the spacious living room, which has lovely open views.

Get a Lift and Improve your French

Skiers at Les Gets can expect a smooth transfer to their piste of choice from now on thanks to the welcome addition of a high speed Ranfoilly ski lift. Able to transport 6 people at a time and reached through a magic carpet, it is anticipated it will be capable of transferring approximately 3,300 skiers an hour.

For anyone keen to tax their mind after taxing their body on the slopes, the Alpine French School in Morzine will be offering intensive courses this season, with the aim of making learners confident in approaching real-life situations – adults and children are all welcome. Conveniently the classes will be in the evening so won’t get in the way of daytime plans.

New Games Bar in Les Gets

The popular Loc’Hotel Alpen’sports hotel will be opening a games bar this winter, providing a great family-friendly addition to the après ski scene in Les Gets. Pool, table football, darts and board games are all on offer, while children can have fun playing with the toy library. Snacks will be available too.

How to Get There

Getting to Morzine is a breeze with Shuttle Direct. Make your life easier by pre-booking a Geneva to Morzine transfer. Once you’ve arrived at Geneva airport, one of our friendly drivers will be waiting for you. As you and the family travel from Geneva to Morzine, transfer your mind to thoughts of long days of skiing and languid evenings of good living.

Author Plate

Lukas Johannes is a driver for Shuttle Direct, the number one provider of shared and private airport transfers all over Europe and northern Africa. If you’re looking for an affordable Geneva to Morzine transfer, Lukas and his colleagues can make sure that you and your luggage get to and from the airport swiftly and safely.

Your Guide for Finding a Reliable Commercial General Contractor

Your Guide for Finding a Reliable Commercial General Contractor

As you can probably guess, a commercial contractor specializes commercial construction. A general contractor is involved in all steps of commercial construction, and they typically handle both private and public projects, from construction of schools to buildings, commercial spaces and more. They are responsible for overseeing a number of tasks, such as obtaining permits, design, purchases, adherence to codes of the building industry and compliance to state laws and norms.
When it comes to selecting a premier commercial general contractor, you have to be more careful because a lot of money is at stake. In this post, we will talk of the things that need your attention for finding a reliable commercial general contractor.

Your Guide for Finding a Reliable Commercial General Contractor

Start With the Basics: Your Guide for Finding a Reliable Commercial General Contractor

You cannot work any random contractor you find online. Start by looking for licensed companies that have a good name in the local market. If a company claims to be the best in business or has worked in many projects, they will have enough clients. They should be able to offer references on request, which large tells about their portfolio. You need to understand the nature and range of projects they have completed so far, and whether they can handle your project, keeping the scope and other aspects in mind.

Ask for a Bid:

It is important to contact at least three to four commercial general contractors for the same job. You need to check if their pricing and bid is fair and transparent. Bids are meant to be detailed in all aspects, and you might need to check what’s included in the proposal sent to you and the things that have been excluded. Make sure that all bids are made around the same scope of work, otherwise it would mean comparing applies to bananas, which isn’t the ideal way to move ahead.

Communication Matters:

No matter how small or big your project may be, communication with your commercial contractor is more than important. If you are happy with the bid, ask them about the development process and find reasons why you should hire the company in the first place. The concerned company must explain their approach to the job, so that you can understand their areas of expertise. It is wise to use some of their projects as point of reference in your conversations, so that the overall process of discussion remains on the same line.

Know Their Team:

A contracting company usually has a team of professionals who help in deciding a lot of management considerations. You need to know the team that will be working on your project and whether they are good at maintaining client relationships. Don’t shy away from asking questions, no matter how stupid they may sound, as long as your queries are relevant to the project. You can also ask them about their work ethics and practices and what sets them apart from other companies in the same industry.

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics

Home Service Doctors Provide Warmth to Families in Need

Home Service Doctors Provide Warmth to Families in Need

Home Service Doctors, a home-based service company based in Manassas, Virginia, reached out to change the lives of local people’s families with a suggestion from Ginny Grivas. Ginny reached out through Facebook Messenger to the Home Service Doctors team to remind their family of the youngest girl with leukemia. The homeowner and his father, Chris, not only fought to help her daughter defeat her cancer, but also struggled to ensure her comfort because their home heating system failed.
Chris’s daughter Gabby suffers from leukemia since the age of 2. With increasing medical bills and irreversible heating systems, when the House Service Doctor hears the situation, owner Randy Baldwin steps in. Eliminating families from space heater shopping or Solutions used gently for warmth, a team from Comfortologist donated a new HVAC system to the homeowner and installed the unit as a donation.

Home Service Doctors Provide Warmth to Families in Need

Randy Baldwin, owner of Home Service Doctor, started his Docer Differentiation program as a way to give back to the public. With a community nomination, he regularly strives to support those who need a helping hand. The Doctor Differentiation Program is designed to help others. Baldwin says his motivation for the program, “It’s true to our identity, helping others is the core of who we are, that’s why we do what we do.”

To watch a video about Gabby’s Doctor Difference Segment, visit their website. The Home Service Doctors, headquartered in Manassas, Virginia, are open to a community nomination for their Doctor Differentiation program. Home Service Doctors Provide Warmth to Families in Need

Understanding the Weather of the Galapagos

Understanding the Weather of the Galapagos

The Galapagos Islands are blessed with a climate that means there’s never really a bad time to visit. Visitor numbers to each of the islands are strictly monitored by the national park conservancy, however, so most wildlife holidays in Galapagos tend to be in the same peak periods in order to minimise the impact on the habitat and animal species.
While the archipelago is on the Equator, the weather is not tropical. It has its own microclimate that could best be defined as sub-tropical in nature. There are two seasons – the dry season and the wet season – and, while it can be visited year round, the best wildlife holidays in Galapagos tend to be centred around the months between November and February.

 

Fast Facts on the Galapagos Climate

• The weather in the archipelago is governed by the ocean currents. It is at the convergence of three major currents: the Humboldt, the Panama and the Cromwell.

• Even though the archipelago is located in the tropics it has a unique microclimate, which is surprisingly dry.

• The El Niño weather phenomenon occurs every 5-7 years, causing sea levels to rise markedly.

• The El Niño effect can have a negative effect on the marine wildlife of the islands – particularly the sea lions and Marine Iguanas.

• In the warm season, temperatures average from 27ºC to 32ºC and water temperatures are between 21ºC to 26ºC.

• In the dry season, temperatures average from 21ºC to 27ºC and water temperatures are between 18ºC to 24ºC.

• The warmest months are January and February, while the coolest are from May to September.

• Due to its equatorial position, the archipelago has an equal number of daylight and darkness hours throughout the year.

The Warm Season: December to May

The most popular time for wildlife holidays in Galapagos are the months between November and May. Both the air and water temperatures are higher and it is peak breeding time for land birds and nesting turtles.

Although this time of the year is classified as the rainy season, there is also plenty of sunshine around. Periods of rain are usually short (although daily), interspersed with warm, sunny stretches. The islands are teeming with active wildlife and the warmer oceans provide calm seas and better visibility, making the perfect conditions for snorkelling and swimming.

The Dry Season: June to December

In the dry season, the Humboldt Current coming from the southernmost reaches of South America sets a chill in the ocean and the trade winds bring colder and often stormy weather. Mist settles around the high altitudes – this is the time the highlands are at their most verdant and lush. Due to the nutrient-rich waters brought by the southern currents, there are huge numbers of fish in the waters surrounding the archipelago. This results in a greater number of seabirds, including penguins and albatross. However, the chillier oceans are not quite as appealing for snorkelers or divers, and guided wildlife holidays in Galapagos are not as frequent.

How the Weather Affects Biodiversity

The islands’ three distinct ecosystems are all strongly affected by the weather patterns. In the years of El Niño, the terrestrial region is abundant with flower and fruit bearing plants, which also causes an increase in the populations of insects and birds. The marine ecosystem thrives with the arrival of the Humboldt Current, but the colder oceanic temperatures mean that the seaweed on which the Marine Iguanas and sea lions rely as a food source is greatly diminished. This causes problems not just in the immediate population, but also sees a decline in reproduction. In the years of La Niña (which produces the opposite conditions to El Niño), the reverse of all these effects is true in all three ecosystems.

Trekking Tours And Other Things To Do In Vietnam

Trekking Tours And Other Things To Do In Vietnam

Who does not like to go on vacation? A few weeks in a far place where you can immerse yourself in rest, relaxation and other cultures.

One country that may not be the top of your list, but certainly, is Vietnam.

A country full of culture, history, and a place to relax to truly relax, there is something everybody should do there.

Let’s look at some great things to do in Vietnam.

Experience The Most Beautiful Culture in Relaxation While You are Visiting Vietnam
When you visit an exotic location, it is always useful to have an idea of ​​what you want to do. You do not need to schedule a trip to-time, but the general plan does not hurt.

What kind of things to do in Vietnam, you may ask?

Let’s see right now.

Trekking Tours Help you explore this magnificent country

What better way to explore the country than on foot? Get up close to the scenery, to the fresh air and enjoy the beauty of this hidden gem. Vietnam’s trekking tour is a popular way to see the country. However, some of the best are in the northern part of the land. Here you can leave the main tour behind and stay with the locals in their home, and experience the true Vietnam.

Visit War Time Museum Trekking Tours And Other Things To Do In Vietnam

The Vietnam war museum is a stunning and poignant place to visit. Describe the brutality of the conflict and the impact of civilians. If you love culture, then this is for you.

Pagoda Travel Offers A Relaxing Cultural Experience

There are several visit-based pagodas and day trips that you can take, offering amazing ways to explore the country, see the sights and experience the tranquility that is the culture of Vietnam.

Galore Day Trips Mean You are Never Short of Things to do in Vietnam

With so much to see and do, a day trip is a great way to make sure you see all the things you need to see in a country like Vietnam.

From the Mekong Delta tour to Halong Bay and even travel north to this country to places like Hoa Lu and Tam Coc. You will be hard pushed to run out of great things to do in Vietnam.

Hit the Caves if You Feel Adventurous

For those who want to get a little adventure while on vacation, there are some caves in Vietnam that offer what you are looking for.

From the vastness of Han Son Doong, the world’s largest cave to the Tu Lan cave, where a day trip will see you walk and swim past the caves before you reach the secluded beach where you can relax and enjoy the scenery.

Vietnam Offers a tourist paradise Trekking Tours And Other Things To Do In Vietnam
Whether you want to sit and relax in a hanging pond, take a walk in the forest and enjoy a relaxing cultural experience, Vietnam is one of the few holiday destinations that offer it all in a single package.

Covering tropical and temperate weather conditions, it has sunshine, rain and humidity, so having a game plan to do in Vietnam means you do not need to get caught unprepared.

What You Need to Know about Life Insurance

What You Need to Know about Life Insurance

Planning your financial future is an effort you must take seriously at any age. A diversified approach is the safest and smartest way to cover all your bases, and life insurance is one aspect that deserves serious consideration. In this day and age, there are many options for your life insurance in Greenville, SC.

Start early

What You Need to Know about Life Insurance

When you are young, it can feel as if nothing is going to happen to you and that life insurance is a cost that you can not achieve at this stage in life. This is the stage of life, however, where the death of a loved one can be the most financially devastating. Most people are unprepared for this kind of financial problems, so having some coverage in the case of tragedy is very important to bounce back. You do not want to leave your loved one with undue financial burden, so life insurance is a must. What You Need to Know about Life Insurance

Consider Your Needs

When looking at life insurance options, there are several factors that should arise for discussion. Your family’s living standards, funeral expenses, income reimbursement, and overall financial situation should be a key factor in your decision.

For example, a couple with double income and no children living in a modest home can get a smaller policy than a home-based parent of 5 children who depend on partner income. If the death of a loved one happens, the last thing you want to worry about is how you will get financially, and a good life insurance policy allows you to focus on the grieving process instead.

Type of Life Insurance What You Need to Know about Life Insurance

The 2 main categories of life insurance options are whole life (or permanent) and time period. Term policies are set to cover a certain period of time, where a lifetime policy is good until you die, even if you live more than 100 years. Each type has its pros and cons, and the decision to be chosen is up to you, based on your needs and preferences.

All life is a general term that covers different types of policies. Universal life, universal variables, and overall traditional life are 3 general types, and each has variations depending on your specific policy. All traditional life involves a fixed amount that the recipients will receive, but other options are good for people who do not want to pay the same amount for the rest of their lives. By submitting a guaranteed amount, you can get life insurance related to other investments, whether it is stock investment, bonds, or money market investments. This can result in a higher rate of return but also represents more risk. This type of policy is great for people who want to combine insurance coverage with investments (a good way to diversify your financial portfolio).

Term policy is straight insurance without investment. Premiums increase with age, and policies can generally be updated from time to time. This is great for people who want coverage in the case of tragedy but want to invest in other media.

Tips to Get the Most Out of Your Life Insurance

Looking at life insurance in Greenville, SC, it can feel great at first. There are many choices, and death is not something people want to consider. The alternative, however, can destroy families, so it is best to take a deep breath and recruit some professional help. Take a good look at your financial situation and determine how much you really need, and explore your options until you find them that fit your needs and your family.

Optimal Auto Insurance with Fred Loya Insurance Quotes

Optimal Auto Insurance with Fred Loya Insurance Quotes

There are many risks involved in owning and driving a car in today’s world that we live. This is not too far from the fact that there is no perfect security guarantee without an insurance policy on the car, and not just insurance coverage, but also a low-cost service, and keep your comfort on the top priority list. . Loya Insurance Group covers various events that may be thrown, or the way your family. It is very important to prepare and to precede anything that may come. With our insurance policy, you can always travel safely, so why not protect yourself, your family and your assets by getting Fred Loya’s Insurance Quotes today?
Fred Loya Insurance quotes are very affordable, insuring your car at reasonable prices. Also, there are various possibilities available to you; we take on wide-ranging responsibilities ranging from general liability to full policy coverage; We are a leader in saving you money, because it is very important for us to take care of you and your family.

Optimal Auto Insurance with Fred Loya Insurance Quotes

Loyal Insurance Policy

At Fred Loya Insurance, we have a significant and very interesting policy that includes:

1. We make payments for damages, concerning bodily injury or destroyed property; as long as you may be responsible for a car accident. 2. We also make reasonable fees for medical services and funerals required due to bodily injury. 3. We make payments for damages that you allow to be allowed to collect from uninsured vehicle owners or users as a result of any injuries you suffer, or property damage caused by an accident. 4. We make payments for direct losses, and / or unintentional losses to insured cars, and equipment, reducing the corresponding cost of deductible expressed in affirmation. 5. We make payments for losses caused by collisions as far as the Declaration indicates that Collision Coverage is provided. 6. Our policies apply regardless of bankruptcy or bankruptcy on your part.
At Fred Loya Insurance, you can count on our quality assurance because our trusted professionals work endlessly to provide answers to your questions or help with your claim. We have been proven to be at your disposal for years whenever you need our support at all times throughout the day. We are committed to doing everything we can to ensure that you are fully present in a very friendly manner; So far it is very important for the safety of you and your family. We’ve compiled this policy to make sure you can count on us, and you can be assured of security.

Savings at Fred Loya Insurance Optimal Auto Insurance with Fred Loya Insurance Quotes

In addition to being committed to keeping you, your family and your assets safe, we are also very concerned about your well-being; Therefore, we have created a task point to ensure that we save your money as long as we bear you and your family.

Since 1974, we have committed to getting affordable car insurance, providing services to the public, and ensuring driver safety while on the go. We have over 526 agencies in California, Nevada, Texas, Indiana, New Mexico, Alabama, Colorado, Illinois, Georgia, Arizona and Missouri; we do our best to make purchases of general car insurance more friendly. Our professional agents, in addition to saving money, also ensure that your car insurance policy best fits your way of life, and that also includes your budget. This is what makes us unique, and keeps us in this position where we remain affordable, local, yet provide quality service. When your well-being is our concern, we have grown from being just an insurance company, but we have also grown to become an integral part of your family.

As a result, you can rest confidently because you are subject to the Car Insurance Act in the State, and more importantly the fact that you are completely free of all major roads is likely to emerge. Fred Loya Liability Auto Insurance at Low Cost

We really realize the magnitude of keeping your car and your family as a whole in safety, and we’re always ready to do this at a very low cost. Therefore we have made it a routine task to maintain our leadership in cheap car insurance. We do well to provide some of the best plans